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- Phone: (416) 779-7901
The vivid memories of my childhood are still with me today when I am walking by houses in the neighborhood. I still remember how fascinated I was every time I visited a new house. Although I was always interested in the design and architecture of the buildings, I knew what made them meaningful was the people who lived in them. Years passed and I carried on this passion without knowing that I can also be part of this fascinating world.
In my 25-year career as a nurse and holistic practitioner I never thought what nursing and real estate have in common. I’ve been serving my clients, caring for them, and supporting them until they are back to being healthy again. I learned to focus on my clients’ needs before thinking about mine. I learned to be a good listener, a loyal advocate, and a creative problem solver. Now I can see how these capabilities can serve my clients in real estate. They can have someone by their side, who understands their needs, their worries, and their fears, someone who cares for them and guides them until they reach their goals. Someone who can help them find joy in the process, and experience as little stress as possible while supporting them to make informed decisions.
Living and working in GTA for the past 20 years, I am well aware of the unique challenges of real estate in this area, and I am confident that this knowledge would serve my clients well in fulfilling their needs. I also bring my personal real estate investment experience to better serve and understand the unique needs of my investor clients.
Having Century 21 Atria staff by my side, I feel confident that my clients will be satisfied with their outcomes. I am very fortunate to be part of a team of professional and experienced agents who are willing to share their knowledge and provide guidance and support as needed. With their help and my commitment to excellence, I can guarantee my clients’ satisfaction.
Whether you’re dreaming of finding a house to call home, or selling your home and moving on, I’ll be honored to help you make your dream come true.
Your success is our success, and in today's market, it's more important than ever to price your home right. We know how to price your property to make sure it sells. If you're curious about your home's value in today's market, just fill out a simple form and we'll send you a free home evaluation.
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The right answer, of course, is up to you. Both resales and new homes offer advantages. Existing homes are less expensive on average, and are generally closer to, and enjoy the warmth and surroundings of, established neighbourhoods. New homes, on the other hand, offer innovative use of space, modern energy efficiency, and choices of options and upgrades. What's more, everything is new - even the neighbours.
The choice that's right for you depends on many things: your finances, your family composition and your taste. The fact of the matter is, most buyers consider both new and resale homes before they decide.
A new special report has just been released which identifies 10 secrets every new home buyer should know, including little-known buyer advantages that most builders won't divulge unless pressed.
Order this FREE report NOW to find out what issues should impact your decision about whether to buy new or resale.
HOW TO STOP PAYING RENT And Own Your Own Home Don’t Pay Another Cent in Rent to Your Landlord… It’s a dream we all have—to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle. You feel like you’re stuck in the renter’s rut with no way of rising up out of it and owning your own home. Don’t Feel Trapped Anymore It doesn’t matter how long you’ve been renting, or how insurmountable your financial situation may seem. The truth is, there are some little known facts that can help you get over the hump, and transfer your status from renter to homeowner. With this information, you will begin to see how you really can: • save for a downpayment • stop lining your landlord’s pockets and • stop wasting thousands of dollars on rent There are many important issues you should be aware of that affect you as a renter. Why on earth would you continue to lose thousands by throwing it away on rent when, with your agent, you could take a few minutes to discuss your specific needs so that you can stop renting and start owning. This conversation costs you nothing. And, of course, you shouldn’t have to feel obligated to buy a home at the time you review this. But by taking the time to explore your options, and learn about the ways you can afford to buy a home, think how prepared and relaxed you’ll be when you are ready to make this important step. 6 Little Known Facts That Can Help You Buy Your First Home The problem that most renters face isn’t their ability to meet a monthly payment. Goodness knows that you must meet this monthly obligation every 30 days already. The problem is accumulating enough capital to make a downpayment on something more permanent But saving for this lump sum doesn’t have to be as difficult as you might think. Consider the following 6 important points: 1. You can buy a home with much less down than you think. There are some government programs (such asthe first time buyer programs) to help people getinto the housing market. You can qualify as a first time buyer even if your spouse has owned a home before as long as your name was not registered. Ensure your real estate agent is informed and knowledgeable in this important area and can offer programs to help you with your options. 2. You may be able to get your lender to help you with your down-payment and closing costs. Even if you do not have enough cash for a down-payment, if you are debt-free, and own an asset free and clear (such as a car), your lending institution may be able to lend you the down-payment for your home by securing it against this asset. 3. You may be able to find a seller to help you buy and finance your home. Some sellers may be willing to hold a second mortgage for you as a “seller take-back”. In this case, the seller becomes your lending institution. Instead of paying this seller a lump-sum full amount for his or her home, you would pay monthly mortgage installments. 4. You may be able to create a cash down-payment without actually going into debt By borrowing money for certain investments to a specified level, you may be able to generate a significant tax refund for yourself that you can use as a down-payment. While the money borrowed for these investments is technically a loan, the monthly amount paid can be small, and the money invested in both home and investment will be yours in the end. 5. You can buy a home even if you have problems with your credit rating. If you can come up with more than the minimum down-payment, or can secure the loan with other equity, many lending institutions will consider you for a mortgage. Alternatively, a seller take-back mortgage could also help you in this situation. 6. You can, and should, get preapproved for a home loan before you go looking for a home. Preapproval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage experts can obtain written preapproval for you at no cost and no obligation, and it can all be done quite easily over the phone. More than just a verbal approval from your lending institution, a written preapproval is as good as money in the bank. It entails a completed credit application and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for. Consider dealing only with a professional who specializes in mortgages. Enlisting their services can make the difference between obtaining a mortgage and being stuck in the renter’s rut forever. Typically, there is no cost or obligation to enquire. Not intended to solicit property currently listed for sale. Copyright © Craig Proctor Productions 2017
In the midst of the heavy emotional and financial turmoil, what you need most is some non-emotional, straightforward, specific information and answers. Once you know how a divorce affects your home, your mortgage and taxes, critical decisions are easier. Neutral, third party information can help you make logical, rather than emotional, decisions.
Probably the first decision is whether you want to continue living in the house. Will the familiar surroundings bring you comfort and emotional security, or unpleasant memories? Do you want to minimize change by staying where you are, or sell your home and move to a new place that offers a new start? Only you can answer those questions, but there will almost certainly be some financial repercussions to your decision process. What can you afford? Can you manage the old house on your new budget? Is refinancing possible? Or is it better to sell and buy? How much house can you buy on your new budget?
To help you know what questions you should ask and how to arrive at the right answer for your specific situation, a FREE special report has been prepared by industry experts entitled "Divorce: What You Need to Know About Your House, Your Mortgage and Taxes".
To order a FREE Special Report, visit mahbiz.rahbar_azad.c21.ca
Get your free special report NOW to find out how to make this part of your current situation less stressful.
This report is courtesy of [identification]. Not intended to solicit buyers or sellers currently under contract. Copyright © 2020